Do I Have to Use the Shop My Insurance Company Recommends? If you own a luxury, high-performance, or exotic car, you probably want to keep it in top condition. That means finding a reputable repair shop that can handle your car’s specific needs. But what if your insurance company recommends a different shop? Do you have to use them? As an expert in this specific area of the auto industry, I can tell you that the answer is NO it’s not necessary to use the shop your insurance company recommends. Sometimes, they may have a preferred vendor arrangement with the repair shop, but that doesn’t mean...